Key Takeaways

• Cargo Insurance is insurance designed to cover loss of or damage to goods during transportation, subject to the scope specified in the policy.
• Using a Freight Forwarder, Airline, Shipping Line, or Courier does not mean goods will be compensated at their full value if damage occurs. Carrier Liability and Cargo Insurance are separate matters.
• The Institute Cargo Clauses (ICC) provide different levels of coverage. ICC(A) offers broader coverage than ICC(B) and ICC(C), but all clauses remain subject to exclusions.
• Under Incoterms 2020, CIF and CIP include insurance requirements, but the required levels of coverage differ between the two rules.
• Before purchasing insurance, provide accurate information about the goods, value, packaging, route, and risks. Check the Policy Wording, Deductible, and Exclusions before shipment.

What Is Cargo Insurance?

Cargo Insurance is insurance designed to cover loss of or damage to goods during transportation, subject to the terms and scope specified in the policy.

It can be used for various modes of transportation, such as:

• Air Freight
• Sea Freight
• Road Freight
• Cross-border Transportation
• Multimodal Transport

Examples of incidents that may fall within policy coverage include:

• Goods damaged in an accident
• Lost Cargo
• Fire
• Vessel accidents
• Road transport accidents
• Damage during Handling
• Water ingress or certain types of external damage
• General Average in sea transportation, subject to the terms

However, Cargo Insurance does not mean that the insurer will pay for every type of damage.

You must check the actual policy's:

• Coverage
• Exclusion
• Deductible
• Policy Period
• Insured Value
• Packing Condition

Why Should You Consider Cargo Insurance for International Shipments?

International Shipments may pass through several stages before reaching their destination, such as:

Pickup → Warehouse → Terminal → Loading → Main Transport → Transshipment → Customs → Delivery

The longer the journey and the more handling stages involved, the greater the exposure to risk.

Examples of risks include:

• Cartons being crushed
• Pallets toppling over
• Goods falling from Handling equipment
• Container damage
• Cargo getting wet
• Vehicle accidents
• Partial Shipment Loss
• Vessel Incident
• Fire
• Theft, subject to the policy terms
• Natural Hazards, where covered

If goods are damaged without insurance, the business may have to bear the entire cost itself or may only be able to recover compensation from the Carrier up to the limit set by applicable law or contract.

Are Cargo Insurance and Carrier Liability the Same?

No. They are different.

This is an important distinction for importers and exporters to understand.

Carrier Liability

Carrier Liability refers to the Carrier's responsibility for Cargo under:

• Law
• Convention
• Transport Contract
• Terms and Conditions

Liability may be subject to a Limit of Liability.

Therefore, even if goods worth THB 500,000 are damaged, it does not necessarily mean the Carrier must pay THB 500,000.

Cargo Insurance

Cargo Insurance is a separate insurance contract.

If an incident falls within the Coverage, the insured can submit a Claim according to the applicable:

• Insured Value
• Policy Terms
• Deductible
• Evidence

Do not automatically assume that

“If goods are damaged while using a transport company, the transport company must pay their full value.”

Which Modes of Transport Can Cargo Insurance Cover?

Coverage can be arranged for different modes, depending on the policy.

Air Freight Cargo Insurance

This may be suitable for shipments such as:

• Electronics
• Spare Parts
• Fashion
• High-value Goods
• Machinery Parts
• Commercial Cargo

Air Freight generally has a relatively short transit time, but goods may still pass through:

• Warehouse
• Cargo Terminal
• Loading
• Unloading
• Connection Flight
• Truck Delivery

Handling risks therefore remain.

Sea Freight Cargo Insurance

Sea Freight involves a longer journey, and goods may remain in the Transportation Chain for an extended period.

Risks may involve:

• Container Handling
• Moisture
• Accident
• Vessel Incident
• Fire
• General Average
• Loading / Discharge

subject to the Coverage.

Cargo Insurance therefore plays an important role in this mode, especially for high-value shipments.

Road Freight Cargo Insurance

Road Shipments may be exposed to risks such as:

• Vehicle Accident
• Cargo Movement
• Collision
• Theft, subject to the policy terms
• Loading / Unloading

Cross-border Shipments may also involve:

• Border Handling
• Vehicle Change
• Transloading

depending on the route.

Suggested Internal Link: What Are the Differences Between Air Freight, Sea Freight, and Road Freight? How to Choose the Right Mode for Your Goods

Does Marine Cargo Insurance Cover Only Sea Transport?

Not necessarily.

Although the term Marine Cargo Insurance is used, Cargo Insurance policies can, in practice, be arranged to cover a Transportation Chain involving:

• Sea
• Air
• Road

depending on the policy.

Check the actual scope of coverage rather than relying on the policy's name alone.

What Are the Institute Cargo Clauses?

The Institute Cargo Clauses (ICC) are a set of coverage clauses widely used in Cargo Insurance.

The three main clauses commonly encountered are:

• Institute Cargo Clauses (A)
• Institute Cargo Clauses (B)
• Institute Cargo Clauses (C)

Each offers a different Scope of Coverage.

What Is ICC(A)?

ICC(A) provides the broadest coverage of the three main clauses.

In the market, it is often described as

“All Risks.”

However, All Risks does not mean

“everything is covered without any exclusions.”

ICC(A) still has Exclusions and conditions that must be reviewed.

Examples of matters that may be excluded under a policy include:

• Intentional acts
• Inadequate Packing under certain conditions
• Inherent Vice
• Ordinary Leakage / Wear and Tear
• Delay
• Insolvency in certain cases
• War
• Strike

unless additional coverage is arranged under applicable terms.

What Types of Goods May Be Suitable for ICC(A)?

It is often considered for goods such as:

• Electronics
• Machinery
• High-value Goods
• Finished Products
• Fragile Cargo
• Commercial Goods requiring broader Coverage

However, the insurer will still assess:

• Commodity
• Packaging
• Route
• Value
• Loss History

before accepting the risk.

What Is ICC(B)?

ICC(B) provides narrower coverage than ICC(A).

It focuses on loss or damage caused by Perils specifically listed in the Clause.

It may cover certain events that are not covered by ICC(C), but it is not as broad as ICC(A).

It may therefore suit shipments requiring a level of Coverage between

Basic Coverage

and

Broad Coverage.

The actual Policy Wording issued by the insurer must be reviewed.

What Is ICC(C)?

ICC(C) provides more basic coverage than ICC(A) and ICC(B).

It focuses on loss or damage caused by major events specified in the Clause, such as certain serious incidents affecting the conveyance or Cargo.

Do not assume that

“If I buy ICC(C), every case of dented, broken, cracked, or otherwise damaged goods will be covered.”

You must check whether the Cause of Loss falls within a Covered Peril.

How Should You Choose Between ICC(A), ICC(B), and ICC(C)?

Do not choose based on Premium alone.

Consider:

• Cargo Value
• Fragility
• Commodity
• Packaging
• Mode
• Route
• Transit Time
• Handling
• Risk Tolerance

For example, high-value Machinery exposed to handling risks may warrant consideration of broader Coverage.

Other commodities with different Risk Profiles may be suitable for another type of coverage accepted by the Insurer.

Does “All Risks” Mean Everything Is Covered?

No.

All Risks refers to a broad form of Coverage, but the policy may still contain:

• Exclusions
• Conditions
• Deductible
• Warranty

Examples that may require particular attention include:

• Poor Packing
• Inherent Vice
• Delay
• Temperature Variation
• Rust
• Moisture
• Theft
• Shortage
• War
• Strike

The words

All Risks

should not be the sole reason for deciding to purchase a Policy.

Does Insurance Cover Broken or Dented Goods?

It depends on:

• Cause of Damage
• Policy Coverage
• Packing
• Exclusion

Suppose glass goods are broken. The cause must be assessed to determine whether the damage resulted from:

• Accident
• Impact
• Handling
• Poor Packaging
• Inherent Characteristic

If the damage results from unsuitable Packing, the Policy may impose limitations or exclusions.

Packing and Insurance should therefore be planned together.

Suggested Internal Link: How to Pack Goods Safely for International Shipping: 5 Ways to Reduce Transit Damage

Does Insurance Cover Water-damaged Goods?

This cannot be answered with a blanket yes.

Check:

• Coverage Clause
• Cause of water ingress
• Container Condition
• Packaging
• Moisture Source

For example, damage caused by an external incident may be assessed differently from damage caused by moisture arising from the goods' own nature.

A Survey and supporting Evidence may be needed to establish the cause of Damage.

Can Damage Caused by Moisture or Container Rain Be Claimed?

It depends on the Cause and the Policy.

Some goods are particularly susceptible to:

• Condensation
• Humidity
• Temperature Change

If the damage results from the nature of the goods, unsuitable Packaging, or improper Cargo preparation, a Claim may be difficult.

Shippers should take preventive measures in advance, such as:

• Moisture Control
• Desiccant
• Suitable Packaging
• Dry Pallet
• Container Inspection

as appropriate for the goods.

Can a Partial Loss of Goods Be Claimed?

It depends on the Coverage and available Evidence.

For a Partial Loss, supporting records may include:

• Packing List
• Package Count
• Delivery Record
• Survey
• Carrier Exception
• Photos

For shipments consisting of multiple Cartons, clear Shipping Marks and Package Numbers help identify which packages are missing.

Suggested Internal Link: What Are Shipping Marks? Why Are They Important in International Shipping?

What Is General Average?

General Average (GA) is an important principle in sea transportation.

If a sacrifice or extraordinary expense is incurred to preserve the:

• Vessel
• Cargo
• Voyage

from a common peril, the owners of the Cargo involved may be required to contribute to the expense under the principle of General Average.

As a conceptual example, a serious incident occurs aboard a vessel and substantial expenses are incurred to save the vessel and the remaining cargo.

Even if a business's Cargo is not directly damaged, its owner may still be required to contribute to General Average.

Can Cargo Insurance Help with General Average?

Cargo Insurance may cover General Average under the terms of the policy.

This is one reason shippers using Sea Freight should consider insurance even if their goods are:

• Not easily broken
• Inside a Container
• Properly packed

The risks are not limited to physical damage to the insured goods themselves.

Does Cargo Insurance Cover Delays?

Standard Cargo Insurance is generally not designed to compensate for every type of Business Loss caused by Delay.

For example, goods arrive 10 days late but are not damaged, resulting in the business:

• Missing a Promotion
• Halting factory operations
• Having an order cancelled by the Buyer

These business losses are not automatically claimable under Cargo Insurance.

The specific Policy and Coverage must be checked.

Businesses handling Time-sensitive Cargo must therefore manage the following separately from insurance:

• Lead Time
• Route
• Buffer
• Inventory

Does Cargo Insurance Cover Lost Profits?

Do not assume that it does.

Standard policies generally refer to the Insured Value of the Cargo under the agreed terms.

Business Interruption or Loss of Profit is a separate type of risk.

If a business needs additional Coverage, it should review insurance products specifically designed for that purpose.

Can Poor Packing Affect a Claim?

Yes, significantly.

If Packing is unsuitable for the goods and the journey, it can lead to both:

• Damage
• Claim complications

For example, heavy Machinery may be placed on a Pallet that cannot support its weight, or glass goods may lack Internal Cushioning.

If the Damage results from Insufficient Packing, it may fall under a Policy exclusion or condition.

Take photos of the following as Evidence:

• Goods before Packing
• Goods during Packing
• Goods after Packing

Who Should Arrange Cargo Insurance?

This depends on the Incoterms and the Commercial Agreement.

The Buyer and Seller should clearly agree on

who bears the Risk and who arranges the Insurance.

Who Arranges Insurance Under CIF?

Under CIF, or Cost, Insurance and Freight, in Incoterms 2020, the Seller must arrange insurance meeting the Rule's minimum requirement for the benefit of the Buyer.

In principle, CIF sets a minimum level corresponding to Institute Cargo Clauses (C) or equivalent coverage, unless the parties agree on another level.

CIF applies to

Sea and Inland Waterway Transport

not Air Freight.

Who Arranges Insurance Under CIP?

CIP, or Carriage and Insurance Paid To, also requires the Seller to arrange insurance.

Under Incoterms 2020, the insurance requirement for CIP is generally higher than for CIF and refers to coverage corresponding to Institute Cargo Clauses (A) or equivalent coverage, unless otherwise agreed under the Rule.

CIP can be used for multiple modes of transportation, such as:

• Air
• Road
• Sea
• Multimodal

What Is the Difference Between CIF and CIP in Terms of Insurance?

The key differences are:

CIF

• Used for Sea / Inland Waterway transport
• Has a lower minimum Insurance Requirement than CIP under Incoterms 2020

CIP

• Can be used for multiple modes
• Generally requires broader Insurance coverage

For both rules, the actual following details must still be checked:

• Policy
• Insured Value
• Coverage
• Exclusion

Suggested Internal Link: What Are Incoterms? Understand EXW, FOB, CIF, DAP, and DDP Before Importing or Exporting

Can You Buy Insurance When Purchasing Goods Under FOB?

Yes.

FOB does not require the Seller to arrange Cargo Insurance.

The Buyer can arrange insurance from the point at which Risk transfers to the Buyer under the applicable Incoterms rule.

Importers who regularly purchase under FOB may consider:

• Insurance per Shipment
• Open Cover / Annual Arrangement

depending on their import volume and the insurer's terms.

From What Point Should Insurance Start Under EXW?

Under EXW, the Buyer assumes Responsibility relatively early in the origin process.

Check whether the policy begins Coverage at:

• Supplier Warehouse
• Pickup
• Inland Transportation

or another specified point.

Do not purchase a Policy that starts coverage only when the Cargo is loaded onto a vessel if the Buyer's Risk begins earlier.

Does Door-to-Door Service Mean Insurance Is Included?

No.

Door to Door is a Logistics Service Scope.

Cargo Insurance is an Insurance Contract.

A shipment can be Door to Door without separate Cargo Insurance.

Ask the Provider to clarify whether the Quote:

• Includes Cargo Insurance
• Excludes Cargo Insurance
• Provides only Carrier Liability

What Does Warehouse to Warehouse Mean?

Some Cargo policies use the concept of coverage from origin to destination, subject to the terms of the Transit Clause.

However,

Warehouse to Warehouse

does not mean that coverage necessarily begins and ends at any warehouse based on the insured's own interpretation.

Check the Policy Wording for:

• When Coverage begins
• When Transit ends
• Whether Storage during transit is covered
• How Delay or Diversion affects coverage

The actual route should be disclosed to the Insurer before the Policy is issued.

How Is the Insured Value Calculated?

It depends on the Policy and the agreement with the insurer.

For Commercial Cargo, valuation may take into account components such as:

• Invoice Value
• Freight
• Insurance
• An uplift, where applicable under the terms

Some policies may specify the Insured Value as

CIF Value + an additional percentage

but the same percentage should not be assumed for every insurer or shipment.

Check the Basis of Valuation in the actual Policy.

Can You Insure Goods for Less Than Their Value?

Be careful about Underinsurance.

If the Insured Value is lower than the value that should be insured, this may affect the amount payable under the policy.

For high-value shipments, ask the insurer or Broker to help determine an appropriate Sum Insured.

Do not reduce the Insured Value simply to make the Premium cheaper.

What Determines the Cargo Insurance Premium?

The premium may depend on:

• Insured Value
• Commodity
• Coverage
• Route
• Mode of Transport
• Packaging
• Loss History
• Vessel / Carrier, where applicable
• Deductible
• Special Risk

The same product may therefore have different Premiums when shipped on different routes.

What Is a Deductible?

A Deductible is the amount or proportion of a loss that the insured must bear before insurance responds, according to the Policy.

Conceptual example:

Damage = THB 100,000

Deductible = THB 10,000

The Claim amount considered will be subject to the Policy terms after applying the Deductible and any other applicable conditions.

Actual figures depend on the Policy.

Before purchasing, ask:

How much is the Deductible?

Do not look at the Premium alone.

What Is the Difference Between Single-Shipment and Annual Cargo Insurance?

Single Shipment / Voyage Policy

Suitable for businesses that:

• Ship infrequently
• Make occasional shipments
• Use routes that vary considerably

Coverage is purchased for each Shipment.

Open Cover / Annual Arrangement

Suitable for businesses with ongoing shipments.

It can establish a framework of coverage for shipments that meet the agreement's conditions during the specified period.

This can reduce the need to arrange a new Policy for every shipment, but shipments must be Declared in accordance with the contract.

Which Goods Should Be Considered for Cargo Insurance?

Insurance deserves particular consideration when goods:

• Have a high value
• Are fragile
• Can be damaged by moisture
• Are Machinery
• Are Electronics
• Have complex Packaging
• Travel on long routes
• Require Transshipment
• Involve multiple handling stages
• Could cause significant business impact if damaged

However, lower-value goods can also be insured depending on the Risk and Policy.

Should Oversize Cargo Be Insured?

It is worth serious consideration because Oversize Cargo can involve complex handling.

Examples include:

• Machinery
• Industrial Equipment
• Project Cargo

These may require:

• Crane
• Flat Rack
• Open Top
• Special Truck
• Lashing

A single incident can cause a substantial loss.

Depending on the Risk, the Insurer may request:

• Packing Detail
• Lifting Plan
• Survey
• Route Survey

Can Used Machinery Be Insured?

It may be insurable, but Coverage can differ from that for new goods.

The Insurer may request:

• Machine Age
• Condition
• Invoice Value
• Survey
• Packing
• Photos

There may also be restrictions relating to:

• Rust
• Wear and Tear
• Mechanical Breakdown
• Pre-existing Damage

Always disclose that the Cargo is used from the outset.

What Should Be Checked for Temperature-controlled Cargo Insurance?

For temperature-controlled goods, such as:

• Food
• Pharmaceutical
• Chemical

check whether the policy covers:

• Temperature Variation
• Refrigeration Breakdown
• Delay
• Power Failure

Standard Cargo Insurance should not be assumed to cover all Temperature Excursions.

If the goods are temperature-sensitive, obtain Coverage specifically designed for this risk.

Can Dangerous Goods Be Insured?

It depends on:

• Commodity
• Hazard Class
• Packaging
• Route
• Carrier
• Insurer

Some types of goods may be insurable, but they must be correctly Declared as Dangerous Goods.

Failing to disclose the hazardous nature of the goods may affect Insurance Coverage.

Should Insurance Be Arranged Before or After the Goods Depart?

Insurance should be arranged before the Risk Period you want to cover begins.

Do not wait until:

• The goods have been damaged
• The Vessel has Departed
• The Cargo has been lost

to try to purchase insurance retrospectively.

Timing is especially important for EXW / FCA Shipments, where the Buyer may begin to bear Risk at Origin.

What Documents Are Used for Cargo Insurance?

Documents may include:

• Insurance Policy
• Insurance Certificate
• Declaration
• Endorsement

depending on the Insurance Arrangement.

Check details such as:

• Insured
• Voyage
• Commodity
• Sum Insured
• Coverage
• Policy Number
• Date
• Origin
• Destination

before shipment.

Can an Insurance Certificate Be Used for a Letter of Credit?

If the transaction uses a Letter of Credit, check the exact insurance documents required by the L/C.

These may include:

• Insurance Policy
• Insurance Certificate
• Coverage
• Amount
• Currency
• Date
• Endorsement

The documents must comply with the L/C Requirement.

Even if the Cargo is genuinely insured, an Insurance Document that does not meet the Credit requirements may result in a Document Discrepancy.

Suggested Internal Link: What Is a Letter of Credit (L/C)? A Payment Method Importers and Exporters Should Know

What Should You Do if Goods Are Damaged?

When Damage is discovered, act promptly in accordance with the Policy and relevant procedures.

General steps include:

1. Do Not Discard the Packaging Immediately

Keep the following, where appropriate, for inspection:

• Carton
• Pallet
• Wooden Crate
• Wrapping
• Damaged Product

2. Take Photos Immediately

Photograph the following thoroughly:

• Package
• Damage
• Container
• Seal
• Label
• Cargo Position

3. Record Any Irregularities at Delivery

If you notice:

• Dented cartons
• Wet cartons
• Missing Packages
• An abnormal Seal

record the exceptions on the Delivery Document according to the procedure.

Do not sign as

Received in Good Condition

if visible damage is present.

4. Notify the Carrier / Forwarder / Insurer

Notify the relevant parties within the time limits set by the Policy and Transport Contract.

5. Collect the Documents

These may include:

• Commercial Invoice
• Packing List
• B/L or AWB
• Insurance Certificate
• Claim Form
• Survey Report
• Photos
• Damage Report
• Repair Quotation
• Delivery Record

as requested by the Insurer.

Why Should You Notify the Carrier Even If You Have Cargo Insurance?

The Insurer may have a right of recovery, or Subrogation, against the responsible party after paying a Claim.

If the consignee fails to preserve its rights to claim against the Carrier, this may affect the insurance claim.

Report the Damage and preserve the relevant rights in accordance with the applicable procedures.

What Is Hidden Damage?

Hidden or Concealed Damage is damage that cannot be seen from the outside of the Packaging when the goods are received.

For example, the outer carton may appear normal, but when opened:

• The goods are broken
• A Machine Part is bent
• Electronics are damaged

In such cases:

• Stop using the goods if necessary
• Photograph every layer of Packaging
• Keep the Packing Materials
• Notify the Provider / Insurer immediately

Packaging evidence is important when determining the Cause of Loss.

Is a Commercial Invoice Required to Claim for Damaged Goods?

It is often important because it helps establish the:

• Product
• Quantity
• Value

However, the insurer may request additional documents to verify the Loss Amount, such as:

• Purchase Invoice
• Repair Cost
• Replacement Cost
• Survey Report

depending on the Claim.

Are Invoice Value and Claim Value Always the Same?

No.

Claim Settlement is subject to:

• Sum Insured
• Basis of Valuation
• Actual Loss
• Deductible
• Salvage
• Underinsurance
• Policy Terms

Do not assume that

an invoice worth THB 1 million guarantees a Claim payment of THB 1 million.

Who Is a Surveyor?

A Surveyor inspects damage and establishes facts relevant to a Claim.

The Surveyor may examine:

• Cargo Condition
• Packaging
• Cause
• Extent of Damage
• Salvage
• Evidence

High-value shipments or significant damage may require a Survey before the goods are moved or repaired.

Contact the Insurer before taking action that could alter the Evidence.

Common Cargo Insurance Mistakes

• Assuming Freight includes Insurance
• Assuming the Carrier will pay the full value if goods are damaged
• Purchasing Insurance after the Risk has already begun
• Providing an inaccurate Commodity description
• Declaring a value lower than the actual value
• Not reading the Exclusions
• Not checking the Deductible
• Assuming All Risks means everything is covered
• Using unsuitable Packing
• Having no photos before shipment
• Having no Shipping Marks
• Discarding Packaging after Damage occurs
• Signing to confirm Good Condition despite visible carton damage
• Reporting a Claim late
• Assuming CIF automatically means ICC(A)
• Assuming Door-to-Door service always includes Insurance

Checklist Before Purchasing Cargo Insurance

Prepare the following information:

• Product Name
• Commodity
• Cargo Value
• Commercial Invoice
• Number of Packages
• Gross Weight
• Dimension
• Packing Type
• New / Used Cargo
• Origin
• Destination
• Mode of Transport
• Route
• Transshipment
• Incoterms
• Carrier
• Container Type, where applicable
• Dangerous Goods Status
• Temperature Requirement
• Required Coverage

Ask the Insurer or Broker to clarify:

• Which ICC clause applies
• When Coverage begins
• When Coverage ends
• The Deductible
• The Exclusions
• The Insured Value
• Whether War / Strike is covered
• Whether General Average is covered
• The Claim Procedure

Frequently Asked Questions About Cargo Insurance (FAQ)

What Is Cargo Insurance?

Cargo Insurance covers loss of or damage to goods during Transportation, subject to the Coverage and terms of the Policy.

Is Insurance Automatically Included When Shipping with a Freight Forwarder?

Do not assume that it is. Freight Service and Cargo Insurance are separate. Check the Quote or Service Agreement to see whether Insurance is included.

Does ICC(A) Cover Everything?

No. Although ICC(A) provides broad Coverage, it remains subject to Exclusions and Policy conditions.

Which Offers the Most Coverage: ICC(A), ICC(B), or ICC(C)?

Generally, ICC(A) has the broadest Scope, followed by ICC(B) and ICC(C). However, review the actual Policy Wording before choosing.

Is Insurance Required Under CIF?

Under Incoterms 2020, the Seller must arrange Insurance meeting CIF's minimum requirement. In principle, this coverage is not as broad as the insurance requirement under CIP.

Does Cargo Insurance Cover Broken Goods?

It depends on the Cause of Damage, Coverage, and Packing. Damage caused by Insufficient Packing may be subject to limitations or exclusions.

Can I Claim Cargo Insurance if Goods Arrive Late?

Delay alone does not mean that standard Cargo Insurance will provide coverage. Check the specific Policy.

Does Cargo Insurance Cover General Average?

A Cargo Insurance policy may cover General Average under its terms. Check the policy before a sea shipment.

Do Low-value Goods Need Insurance?

There is no rule that every shipment must be insured. Compare Cargo Value, Risk, Premium, and the potential impact of damage before deciding.

When Should Insurance Be Arranged?

Insurance should be arranged before the period of Risk you want to cover begins. Do not wait until goods have been damaged to arrange a Policy.

International Shipping Services with CPL INTER

CPL INTER provides international shipping services, including:

• Air Courier
• Air Cargo
• Sea Freight
• Road Freight
• Cross-border Transportation

Related services include:

• Packing
• Shipping Documents
• Warehousing
• Customs Clearance
• Delivery

depending on the Service Scope of each Shipment.

For shipments that are high-value, fragile, or exposed to transportation risks, consider Cargo Insurance appropriate to the goods, route, and Incoterms before the goods leave the origin.

Prepare the following information:

• Product name and photos
• Cargo value
• Number of Packages
• Dimension
• Gross Weight
• Packing Type
• Origin and destination
• Freight Mode
• Incoterms
• Cargo Ready Date
• Special Requirement

The CPL INTER team can help assess transportation options and coordinate relevant information before booking.

Insurance Coverage, Premiums, Deductibles, and Claims are subject to the actual policy and the terms of the insurer. Review the Policy Wording before confirming each shipment.

Tel: 02-519-4426 / 091-519-4426
LINE: @cplinter

Written by: CPL Inter Logistics Operations Team, specialists in international freight transportation and Customs procedures, with more than 15 years of experience and an internationally recognized ISO 9001:2015 quality management system.